Copyright & Terms of Use

Copyright & Terms of Use

By using or visiting this Website (“” or “Website”), you agree to the following Terms of Use (“Terms”) as well as the Privacy Policy here too. If you do not agree to any of these terms, then please do not use the Website. may alter these terms at any time, without notice.

A rule about deportment

We insist that anything you post here be in the spirit of common sense, common courtesy, and common decency.

Some rules about site content (for particulars, read on)

You will not post anything in violation of anyone’s intellectual property rights, including without limitation copyright or trademark.  See below for a more detailed restatement of this policy.

You give a perpetual, royalty-free worldwide license to copy and publish anything you post here, even if you delete your posting.  As a matter of courtesy we may, in the’s complete discretion, and upon your very polite request, if convenient, de-publish anything that you posted and deleted here.  If this is a matter of concern for you, do not post here.  See below for a more detailed restatement of this policy.

You are licensed to copy, distribute and publish any materials copyrighted by under Creative Commons License BY-NC.   Material copyrighted by and licensed by others is subject to whatever provisions they establish.
You will not alter or modify any part of the Website other than by uploading materials as invited by the website.

Some rules for and about registered users

To access some features of the Website,  you may have to register and create an account.

You may never use another person’s account without permission.

When creating your account, you must provide accurate and complete information.

You are solely responsible for the activity that occurs on your account. You – and you alone — must keep your account password secure. We are not your mother and we will not be responsible for what could happen if you give the wrong person your password.

Please notify immediately of any breach of security or unauthorized use of your account.  We may or may not do anything about it, but we like to know. will not be liable for any losses caused by any unauthorized use of your account.

But you may be liable for the losses of or others, whatever they might be, due to such unauthorized use.

Don’t be Evil.  Or even Greedy.

You won’t use or launch any automated system such as bots or spiders that accesses the Website in a manner that sends more request messages to the servers in a given period of time than a human can reasonably produce in the same period by using a convention on-line web browser. (Not that a mere Term will deter a crazed North Korean hacker or Somali pirate, but including the prohibition keeps our Counsel quiet and including it is easier than arguing with her.)

You agree not to collect or harvest any personal information, including account names, from the Website, nor to use the communication systems provided by the Website for any commercial solicitation purposes.

You agree not to solicit, for commercial purposes, any users of the Website with respect to their User Submissions.

Listings in the Directory, Organizations or links to other sites do not imply approval by of the quality or reliability of the provider’s services and should be used with care after further inquiry.  (We ourselves are deeply skeptical about those Google Ads for Russian brides but … we have no control over that.)

Grant of Permission to Search Engines grants the operators of public search engines such as Google, Bing and all others permission to use bots and spiders to copy materials from the site for the sole purpose of creating publicly available searchable indices of the materials, but not caches or archives of such materials except so as to facilitate searching. So Sergei and Larry, unleash those bots, we really, really like having a high PageRank! reserves the right to revoke these exceptions either generally or in specific cases.

Intellectual Property Rights Fully Reserved

Content on the, except all User Submissions (as defined below), content posted by permission of other websites, content excerpted from original materials copyrighted by others and material from the Public Domain, including without limitation, the text, software, scripts, graphics, photos, sounds, music, videos, interactive features and the like (“Content”) and the trademarks, service marks and logos contained therein (“Marks”), are owned by, licensed to or granted to except where used as excerpts or reprints.

These are subject to copyright and other intellectual property rights under U.S. and foreign laws and international conventions.

Content on the Website owned by others is provided to you or linked to AS IS for your information and personal use only and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the  their respective owners.

You agree not to engage in the use, copying, or distribution of any of the Content other than expressly permitted herein, including any use, copying, or distribution of User Submissions of third parties obtained through the Website for any commercial purposes.

If you download, transmit to yourself, or print a copy of the Content for personal use, you must retain all copyright and other proprietary notices contained therein.

You agree not to circumvent, disable or otherwise interfere with security related features of the Website or features that prevent or restrict use or copying of any Content or enforce limitations on use of the Website or the Content therein. reserves all rights not expressly granted in and to the Website and the Content.

Site Content, especially the license you hereby grant to in User Submissions and by submitting content via email. permits may post your words, and, eventually, images. We call these User Submissions.  Whether or not such User Submissions are published, does not guarantee any confidentiality with respect to any submissions.

You shall be solely responsible for your own User Submissions and the consequences of posting or publishing them. You warrant that:

you own or have the necessary licenses, rights, consents, and permissions to use and authorize to use all patent, trademark, trade secret, copyright or other proprietary rights in and to any and all User Submissions to enable inclusion and use of the User Submissions in the manner contemplated by the Website and these Terms of Service; and

you have the written consent, release, and/or permission of each and every identifiable person in the User Submission to use the name or likeness of each and every such identifiable person to enable inclusion and use of the User Submissions in the manner contemplated by the Website and these Terms of Use.

For clarity and not by way of limitation, except as set forth herein you retain all of your ownership rights in your User Submissions.
By submitting them, however, you thereby grant the a worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Submissions in connection with the Website and the its legal successors, if any).

The license you hereby grant includes promoting and redistributing part or all of the Website (and derivative works) in any media formats and through any media channels.

Moreover, you will not post any threatening, harassing, hateful, racially or ethnically offensive statements or materials that encourage conduct that would be considered a criminal offense anywhere they might be reading this, give rise to civil liability, violate any law, or is otherwise seriously inappropriate anywhere on Earth.  Nondeletion of any content does not imply agreement with or tolerance by of the content.

Nothing herein assures you the right that the will give you the ability to remove or delete a User Submission from does not endorse any User Submission or any opinion, recommendation, or advice expressed therein. The expressly disclaims any and all liability in connection with User Submissions. reserves the right to remove Content and User Submissions without prior notice. Do not assume that if hasn’t removed it that it endorses it. reserves the right to terminate your access to its Website if we catching you breaking these rules. also reserves the right to decide whether Content or a User Submission is appropriate and complies with these Terms of Use for anything, especially copyright infringement and violations of intellectual property law, obscene or defamatory material, and in every other way in its complete discretion. may remove User Submissions and terminate your access at any time, without prior notice and at its sole discretion.

For copyright, trademark and other intellectual property owners: what to do if you believe there has been an infringement.

If you are a copyright or trademark or other intellectual property owner or an agent thereof and believe that any User Submission or other content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act by providing our Copyright Agent with the following information in writing. Include

(i) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

(ii) Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

(iii) Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material;

(iv) Information reasonably sufficient to permit the service provider to contact you, such as an address, telephone number, and, if available, an electronic mail;

(v) A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

(vi) A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.’s designated Copyright Agent to receive notifications of claimed infringement is: Michael Whipple,, 3520 Chamberlain Lane, Louisville, KY 40241.  Please email us at . You agree that if you fail to comply with all of the requirements of this Section 5(D), your DMCA notice may not be valid.


Hyperlinks to other websites may contain links to third party websites that are not owned or controlled by has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party websites. will not and cannot censor or edit the content of any third-party site.

By using the Website, you expressly relieve from any liability arising from your use of any third-party website. Be aware when you leave the Website. Read the terms and conditions and privacy policy of each other website that you visit.

Legalistic Considerations

Notwithstanding your waivers and assignments contained herein, you agree that in any legal dispute between you and the, its proprietor, administrators or staff will be submitted to binding arbitration according to the rules of the American Arbitration Association, in Jefferson County, Kentucky and shall be subject to the laws, and exclusive jurisdiction of the courts, of the Commonwealth of Kentucky and brought exclusively in the venue of Jefferson County.


All of the content on is provided without assurance or warranty of any kind. The opinions expressed here are personal views only, and no warranty of fitness for any particular use, merchantability or non-infringement is made. (The Site) is not intended to provide tax, legal, insurance or investment advice.  Nothing on The Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by the The Site or any third party.
You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.
Furthermore, the The Site provides no assurance or guarantee of “up-time,” or reliability, and does not guarantee to be free of errors, malicious code or computer viruses. We are not responsible for any financial loss, loss of data, claims of libel, any linked content, or the reliance on any information on the The Site.

Changing the Terms of Use reserves the right to change in these Terms and Conditions in any way at any time so if it is matter of concern for you it’s your responsibility to keep up with changes, or just go to some other website whose Terms of Use you like better.